Cease & Desist Letter

A cease and desist letter is often the most effective way to force debt collectors to stop their harassing phone calls, letters, emails, and surprise visits to your home. Once you send the person or company a cease and desist letter, debt collectors may only contact you one more time to tell you that they are in fact ceasing communications with you.

A collection account removal letter outlines the debt you're being asked to pay. If you don't think the debit is yours, or it's reporting any type of inaccurate information, you can challenge it with this type of letter.

 (Transunion, Experian, Equifax, Innovis) 

A collection account removal letter outlines the debt you're being asked to pay. If you don't think the debit is yours, or it's reporting any type of inaccurate information, you can challenge it with this type of letter.  (Transunion, Experian, Equifax, Innovis)

A credit inquiry removal letter is used to alert the credit bureaus of an unauthorized inquiry and request that it be removed.

  (Transunion, Experian, Equifax, Innovis) 

 A pay for delete letter lets a collector know you are open to paying off a debt that the collection agency says you owe. In exchange, you’re asking for a signed contract indicating they will remove offending negative items such as a credit card collection or debt judgment from your credit report. 

  A method of verification letter is essentially asking the credit bureaus for documentation that provides clear evidence that supports their first opinion of not removing the item listed on your report that you initially tried disputing. This is because credit reporting agencies typically don’t do much “investigating” at all. They often rely on an automated third-party system called e-Oscar.  

  (Transunion, Experian, Equifax, Innovis)  

 An incorrect demographic information removal letter is a letter you can send to the credit bureaus to point out inaccuracies or errors on your credit reports such as name spelling, birthdate, social security numbers, addresses, phone numbers and to request the removal of those errors. You may also use this letter to remove employers. (Transunion, Experian, Equifax, Innovis)

This letter prohibits LexisNexis Risk Solutions from releasing your LexisNexis Consumer Disclosure Report, Consumer Report, or your credit score without your express authorization. This security freeze letter is designed to prevent credit, loans, and services from being approved in your name without your consent.

This letter prohibits Sagestream from releasing your Sagestream Consumer Disclosure Report, Consumer Report, or your credit score without your express authorization. This security freeze letter is designed to prevent credit, loans, and services from being approved in your name without your consent.

( All 4 Rounds)

 ( All 4 Rounds)  

 ( All 4 Rounds) 

If you've had trouble in the past being approved to receive a checking account with the bank or if your check was unable to be cashed due to you being listed in Chexsystems. This guide will tell you step by step what you can do to be removed from their system and be able to obtain a bank account once again.

 If you've had trouble in the past being approved for a house or apartment due to evictions or etc. More than likely, the company may have received information from LexisNexis.  This guide will tell you step by step what you can do to be removed from their system and be able to obtain a rental property once again.

   If you've had trouble in the past being approved for a house, apartment, or you were denied a job, more than likely, the company may have received information from Checkr. This guide will tell you step by step what you can do to be removed from their system and be able to obtain a rental property or new job once again.